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One illness or accident without insurance can cost you a lot.
Being treated in the emergency room for a urinary tract infection or a sprained ankle , for instance, could cost you thousands of dollars.
Unlike adults, children and pregnant women are generally eligible at up to 185% of the federal poverty line.
So, in many cases, parents are not eligible for medicaid because they make more than 100% of the federal poverty line, but the children in the family are eligible because the family's income is less than 185% of the federal poverty line.
It covers in-patient treatments, pre-hospitalization expenses, 144 day-care procedures, domiciliary treatments and many such expenses incurred during treatment.
To apply for medicaid, you must apply through the Department of Health and Human Services in your home state.
The cost-sharing subsidy is only available on silver plans You'll be more likely to get preventive carewhen you have insurance. If you buy a plan through your state's Marketplace, many preventive health services will be available to you without having to pay out-of-pocket costs at the time of your visit.
If you use prescription birth control , you'll save money if you have insurance.
With the HDFC ERGO Health Suraksha health insurance plan, you get access to a network of more than 5000 hospitals in the country for availing cashless hospitalization and health care facilities.
Health Suraksha offers a policy period of 1 year and 2 years with basic sum insured per year ranging from Rs 3 to 10 lacs.