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A credit freeze is sometimes called a “credit lock.” It can help stop things like getting a credit card in the child’s name. You’ll need to send your information within a year of the date on your letter. It is not related to any other rights related to the credit bureaus under your state’s law.

If a child that was impacted by the cyber attack is still a minor, they may request a minor credit freeze through the Anthem Minor Credit Protection Program that Anthem created with Equifax, Experian, and Trans Union.

Letters are being mailed to parents and legal guardians for minors that may have been impacted by the cyber attack and that were under the age of 18 on January 27, 2015.

Or, if your minor was impacted, you can get started now by filling out this form and following the instructions.

If a parent/guardian placed a credit freeze for the child on or after February 5, 2015 (the date Anthem’s cyber attack was publically announced), Anthem will pay the parent back, upon request, for the cost paid to Equifax, Experian, or Trans Union to place the freeze.

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